Yoco Payments


Accept card payments with Yoco on your WooCommerce online store.

The Yoco plugin for WooCommerce gives your customers an on-site payment experience, optimising conversion as your customers are never redirected to a different page to make the payment. Payments are processed through the Yoco platform, so you can see all your online and in-store sales in one place.


  • No upfront, monthly or payout fees
  • Transaction fees start at 2.95% ex. VAT.
  • Daily payouts
  • Sign up and accept payments within minutes
  • On-site integrated payments
  • 3D Secure and PCI compliant
  • Online and in-store sales in one place


Setup is really easy, takes less than 10 minutes, and is completely free.

  1. Sign up for a Yoco account, if you’re not already registered.
  2. Install the Plugin and retrieve your API keys in just a few clicks. More detailed instructions.

That’s it! You’re ready to accept payments.


Once you’ve integrated the plugin, your customers will see a new Yoco payment method on checkout. They can complete payment directly on your website, increasing conversion and creating a slick, on-brand customer experience.

Yoco currently accepts payments via Visa and Mastercard. All payments are made in South African Rands (ZAR). The payment gateway is PCI compliant and supports 3D Secure.


With Yoco, there are no upfront, monthly or payout fees. We have a simple transaction fee, starting at 2.95% excl VAT.

More information here.


Transaction info is captured in the Orders menu, and you can view all payments in your WordPress admin dashboard to stay on top of everything.

In addition, you can see all your online and in-store payments in one place in your Yoco Business Portal. You also benefit from Yoco business tools, and access to working capital.

Yoco is an African technology company that builds tools and services to help small businesses get paid, run their business better and grow. We believe that by opening up more possibilities for entrepreneurs to be successful, we can help create more jobs, enable people to thrive and help to drive our economy forward.

We’re proud partners of over 130 000 small businesses in South Africa. Learn more

Minimum Requirements

  • WordPress 4.6
  • WooCommerce 2.6.0 or greater
  • PHP version 5.6.20 or greater. PHP 7.2 or greater is recommended
  • MySQL version 5.0 or greater. MySQL 5.6 or greater is recommended



Please note, the plugin requires an SSL encrypted site, PHP version 5.6.20 or greater (although PHP 7.2 or greater is recommended) and ideally the latest WooCommerce and WordPress versions.

Automatic installation is the easiest option. WordPress handles the file transfers and you don’t even need to leave your web browser.

To do an automatic install of the Yoco payment plugin:
* Log in to your WordPress dashboard, navigate to the Plugins menu and click ‘Add New’.
* Type ‘Yoco Payment Gateway’ into the search bar and click ‘Search Plugins’.
* Once you’ve found our plugin, install it by clicking ‘Install Now’ followed by ‘Activate’.
* Once you’ve installed the plugin, you can fetch your API keys from the ‘Sell Online > Payment Gateway’ menu in your Yoco Business Portal.
* Test with your test keys and a test card, before switching to the live keys for real transactions.
* More detailed installation notes can be found here.


Automatic updates should work like a charm; as always though, ensure you backup your site just in case.


What currencies does this plugin support?

Yoco currently accepts payments via Visa and Mastercard. All payments are made in South African Rands (ZAR).

How do I test the plugin?

Set the plugin to Test mode, fetch your test API keys from the Yoco Business Portal and add these to the plugin configuration. Now try a test payment using one of the test cards. Note that test transactions won’t appear in the Yoco Business Portal. Using a real credit card in Test mode will also fail. Once you’re ready, set the plugin to Live mode and switch to the live API keys for real transactions!

Where do I find documentation or support?

More detailed installation notes can be found here. You can email ecommerce@yoco.com for further technical support or queries.


25. nóvember, 2021
Yoco online payment is seamless,simple and also free. You know that you payment is secure and safe. You don't even need to worry. BEST
15. nóvember, 2021
Yoco Products are absolutely affordable and user friendly. It's safe and secure. The latest machine Khumo is ultra fast and perfect for busy seasons. @yoco_za
27. september, 2021
The easiest and safest online gateway payment option.. it's easy steps and you are done, no hassles but what i loved the most about that payment gateway was the security. It's secure which makes it easy for us to perform the transaction without fearing the loss and theft of our banking details
17. ágúst, 2021
Yoco's online payment gateway is innovative yet easy to use.You can setup and accept payments on your website within 5 minutes!! No contracts or monthly fees how amazing is that!! No excuse for ever missing a payment from clients, Plus Yoco accepts all Major Local and Global Cards. Running a business as never been made more convenient as its been done by Yoco, Quick , seamless and efficient service always, Go sign up now!!
17. ágúst, 2021
Everything is moving online and you should too with Yoco and their online payments. So easy to do. Try it out and be amazed at how simple and convenient it is.
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Þátttakendur & höfundar

“Yoco Payments” er opinn hugbúnaður. Eftirfarandi aðilar hafa lagt sitt af mörkum við smíði þessarar viðbótar.


Translate “Yoco Payments” into your language.

Interested in development?

Browse the code, check out the SVN repository, or subscribe to the development log by RSS.



  • Added SVG checkout logo


  • Updated checkout logo
  • Improved error handling


  • Improved retries for slow network conditions
  • Updated branding


  • Support legacy PHP 7 versions


  • Better error recovery and retries
  • Fix for misleading SQL error in logs
  • Updated guidance and contact details


  • Update to meet WP.org compliance review


  • Handle transient connection errors with multiple retries
  • More reliable error logging and reporting
  • WordPress 5.6 test declaration


  • Add WooCommerce version check support to plugin header
  • Ensure order total is always consistent
  • Add filter wc_yoco_popup_configuration


  • Better error handling
  • More useful error messages displayed to merchant
  • Ensure Order status is updated correctly


  • Bugfixes


  • Fixed Virtual Product AutoComplete Bug


  • Auto Complete Virtual Orders Variations Bugfix


  • An improved payment experience that is simpler and quicker. This is the first of several improvements we will be releasing.
  • Clearer error responses to give merchants better insight into failed transactions
  • Automated order completion, on successful payment, for virtual or digital product orders


  • Improved client error logging and Yoco client diagnostics
  • Site in sub-folder fix


  • Improved client error logging and Yoco client diagnostics
  • Edge case rounding issue fix
  • WooCommerce Notice on plugin admin page if trying to activate and WooCommerce is not active/installed


  • Replaced Guzzle with WordPress native functions
  • Improved client error logging and Yoco client diagnostics
  • Updated Plugin Readme.md


  • Initial Release.